Deposit Products

What Is A Deposit Product?

Deposit products are attractive investments because they are low risk with modest, guaranteed returns. RDBA members offer client name deposit products, which means that the deposit is issued in the client’s own name.

RDBA member Deposit Brokers and their Affiliate representatives allow Canadian investors to access federally and provincially regulated financial institutions’ various guaranteed investment products, such as GICs, term deposits, TFSAs, RRSPs, RRIFs, LIFs and RESPs.

Why Should I Invest In A GIC?


  • GICs are good for saving money
  • GICs are protected by Deposit Insurance
  • GICs are tax efficient
  • With GICs, you will not pay management fees like other types of investment products
  • GICs are a safe addition to any investment portfolio